Allocation Of Marital Debts Integrity & Commitment To Client Service

Allocation of Marital Debts

Explained by Our Roseville Property Division Lawyers

The recent financial crises have left many families and couples in financial circumstances that they would have thought unimaginable 10 years ago. With millions of California families having experienced the ravages of problematic mortgages, business failures, and income losses, the allocation of community debt is often as much of a concern as the division of community assets in divorces and partnership dissolutions.

Like community assets, community debt is also subject to equal division under the law. Since California is a "no-fault" state, the law does not divide assets and debts based on responsibility for a relational breakdown. There may be some circumstances in which the court would divide debt unequally, and we are able to guide you through that process. Having the help of a Roseville property division lawyer who understands how community debt is evaluated and divided is essential.

Help with the Fair Division of Assets & Debts

If you are going through or anticipating a divorce, and you are concerned about what will happen with your assets and debts, our attorneys can help.

We are often effective when it comes to reaching favorable outcomes for our clients with regard to:

  • Debt characterization. We can help you understand what debts may be considered separate property (belonging to one party) and what debts may be characterized as community property (belonging to both parties).
  • Division of unsecured debt. We can assist you in addressing unsecured consumer and business debt, which includes credit card debt and medical bills.
  • Mortgage debt. Our attorneys have worked with many clients in dealing with "upside down" houses, second mortgages, short sales, and foreclosures
  • Bankruptcy. If you and/or your spouse have filed for Chapter 7 or Chapter 13 bankruptcy relief or you are considering bankruptcy as a solution, we can represent you in seeking financial outcomes that are best for you and your family. In some cases, the timing of a bankruptcy is important if you are going through a divorce or partnership dissolution.

Fighting for Clients across Roseville, Sacramento & Surrounding Areas

The Roseville property division attorneys at Cecil Cianci Law, PC can answer your questions about assets and debts in divorce. Contact us online or call (916) 675-3866 to schedule a reduced-fee consultation.

Client Success Stories

  • Jaime B.

    Sensitive to needs with my children, my time and my dollars

  • Doug B.

    Great and always professional and courteous to both sides of the mater

  • John R.

    A staunch advocate for me in the courtroom and has remained that way for 15 years

  • Lauren S.

    Helped me feel safe, important and always had my back

  • Jamey S.

    I've never met an attorney I felt I could trust like Melissa

  • Krishna V.

    Takes time to discuss the case and answers all my questions patiently and calmly

  • Stacy O.

    She will ensure that you're taken care of

  • Ryann D.

    Has your best interest at heart and cares

  • Alyssa R.

    A seamless process thanks to Melissa and the team of attorneys and support staff

  • Dana A.

    Extremely knowledgeable, organized and professional!

  • Amber B.

    A truly personal and professional attorney

  • Scott R.

    Could not be happier with the help they offered me through a tough time

  • Eric R.

    I felt cared for and protected

  • Tami M.

    Made both sides feel extremely comfortable with the agreement and outcome

  • Gary B.

    Does her "homework" to best represent her client

What Makes Us Different? 

  • Big Firm Experience, Small Firm Approach
  • Unique Approach & Personalized Strategy For Every Case
  • Helping You Maintain Your Way of Life After Divorce
  • Educate Our Clients So They Can Make Informed Decisions
  • Transparent Representation Based on Honesty & Integrity
  • Nearly Five Decades of Combined Experience

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