Roseville Foreclosure Attorneys
Getting to Know Foreclosure
Can you stop a foreclosure on your home? Understanding how the foreclosure process works can be difficult. To get a run-down of all your options, talk to a bankruptcy and foreclosure lawyer at Cecil Cianci Law, PC Law in Roseville, California.
Contact us at (916) 675-3866 for a bankruptcy consultation with an attorney.
When you have worked hard to buy your home, the thought of foreclosure can be devastating. What can you do to stop foreclosure and save your home? Or, given the circumstances you're in, should you decide to let the house go? Don't make a decision until you have consulted with an attorney who can explain all your options and the tax implications of whatever you decide.
Should I File for Bankruptcy?
By filing for Chapter 13 bankruptcy, the foreclosure action will stop while you sort through your options. Filing for a Chapter 13 bankruptcy can give you valuable breathing room while the foreclosure is paused, allowing you to determine whether or not you want to try and keep your home. Ask a lawyer about Chapter 13 bankruptcy and foreclosure.
Is Short Selling My House a Good Decision?
Sometimes, homeowners who owe more in mortgage than their home is worth (also known as being 'underwater') may choose to short sell their home, avoiding the stain of foreclosure on their credit record in exchange for a lower selling price on their home. Ask your lawyer about a short sale or deed in lieu of foreclosure. An attorney can help you understand if one of these options would be of use to you, given your circumstances.
Should you deal directly with the bank or mortgage company?
To stop foreclosure, you may be able to renegotiate your mortgage and/or arrange for a loan to pay back the arrearages. Before you sign anything, however, make sure you have an attorney review the contract to be sure it is in your best interests.
Know all of your options before you make a decision. Contact an attorney.
At Cecil Cianci Law, PC, our foreclosure attorneys can help you develop a comprehensive legal strategy for your specific circumstances to help you navigate your situation. To receive a personal consultation from our team, contact us online or give us a call at (916) 675-3866.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Client Success Stories
Sensitive to needs with my children, my time and my dollars
Helped me feel safe, important and always had my back
I've never met an attorney I felt I could trust like Melissa
She will ensure that you're taken care of
Has your best interest at heart and cares
A seamless process thanks to Melissa and the team of attorneys and support staff
Extremely knowledgeable, organized and professional!
A truly personal and professional attorney
Could not be happier with the help they offered me through a tough time
I felt cared for and protected
Made both sides feel extremely comfortable with the agreement and outcome
Does her "homework" to best represent her client