Bankruptcy Attorneys in Roseville, CA
Why Do I Need a Bankruptcy Lawyer in Roseville?
For most people, declaring bankruptcy is a last resort, but sometimes, it may be the right answer. If your bills are out of reach, your mortgage is in arrears, or you're suffering excessively from other financial difficulties, talk to a Roseville bankruptcy lawyer at Cecil Cianci Law, PC.
As Sacramento and Roseville experience sharp turns in the economy and significant fluctuations in real estate values, many residents in the area are facing the same realities as you. At our law firm, we know it's not easy to contemplate a mortgage foreclosure or bankruptcy. Our Roseville bankruptcy lawyers will give you personal attention and listen as you help us understand how your circumstances evolved. The more we know, the better we can help you understand how to improve your financial situation.
Call (916) 675-3866 or contact us online for a consultation with an experienced Roseville bankruptcy lawyer.
Should You File for Bankruptcy? What Are Your Options?
Your situation is unique. You are not the only individual or family this has happened to, but your circumstances are uniquely yours. You want a bankruptcy attorney who recognizes the originality of your case. We'll work with you to explain the law and your options to determine whether bankruptcy is the right option for you.
If not, then our Roseville bankruptcy attorneys will help you find the right solution for your financial difficulties.
How Much Does Bankruptcy Cost in Roseville, CA?
It's likely that you want to know how much a bankruptcy will cost if you're thinking about filing. In general, bankruptcy is less expensive than other legal proceedings such as divorce and criminal defense. There are three major expenses involved in filing for bankruptcy: attorney fees, court filing fees, and credit counseling fees.
- Attorney Fees: Hiring an attorney will be the largest expense when filing for bankruptcy. At a time of uncertainty, we offer competitive rates to best serve our clients' interests. Our competitors charge more than us.
- Court Fees: When you file a chapter 7 bankruptcy petition, you will be required to pay a court filing fee of $338 unless your fee waiver application is approved.
- Credit Counseling: Before filing for bankruptcy, you must complete credit counseling, and you must also take a personal financial management course after filing. Most providers charge between $10 and $15 per course.
Don't File for Bankruptcy Too Late, or Wait Too Long to Deal With Foreclosure
Is bankruptcy the right answer for you? Is this the right time to file for it? The choices you make today will help define your future. For example, it may be better to file for bankruptcy than to tap into your retirement fund, which will be safely protected through the bankruptcy process.
Are you behind on your mortgage? Act now, and you may be able to avoid foreclosure as well as bankruptcy. Our Roseville bankruptcy attorneys will review your situation in detail and provide a complete and comprehensive solution. Know your options. Talk to a California bankruptcy lawyer who cares about your future.
Your first bankruptcy consultation with Cecil Cianci Law, PC, is FREE!
Your personal consultation will give you a chance to get answers to your questions so you can make an informed, educated decision about your future. No matter what your choice — bankruptcy, settlement workout, or foreclosure — our Roseville bankruptcy attorneys can help you resolve your financial struggle and get a fresh start.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Our trusted Roseville bankruptcy lawyers are here to help.
Contact us online or give us a call at (916) 675-3866 to get started with an experienced Roseville bankruptcy lawyer.
Client Success Stories
Sensitive to needs with my children, my time and my dollars
Helped me feel safe, important and always had my back
I've never met an attorney I felt I could trust like Melissa
She will ensure that you're taken care of
Has your best interest at heart and cares
A seamless process thanks to Melissa and the team of attorneys and support staff
Extremely knowledgeable, organized and professional!
A truly personal and professional attorney
Could not be happier with the help they offered me through a tough time
I felt cared for and protected
Made both sides feel extremely comfortable with the agreement and outcome
Does her "homework" to best represent her client